Finotive Futures Lightning $100K Challenge
Instant · Futures · one-time billing
Finotive Futures’s Lightning 100K is an Instant futures evaluation that costs $272.30 with code ES30 ($389.00 without), billed one-time. To pass you need no profit target. The max loss is $4,000, eod trailing, with no daily loss limit. There is no activation fee after you pass. The first month comes to $272.30, the 41st cheapest of the 50 100K futures challenges we track. Funded accounts get a 80% split, and the payout rule is: every 14 days, min $100.
Rule sheet
From Finotive Futures’s terms, verified 8 Oct 2026.Cost breakdown
With and without our code.| Without code | With code ES30 | |
|---|---|---|
| Evaluation fee | $389.00 | $272.30 |
| Discount | — | −$116.70 (30%) |
| Activation fee | $0 | $0 |
| Reset fee | $229.00 | $229.00 |
| First-month cost | $389.00 | $272.30 |
How the Lightning 100K compares
Against the 50 100K futures challenges we track, there is no profit target, the $4,000 max loss matches the median ($4,000). The 80% split is below the median of 90%.
What it costs to get funded: $272.30 if you pass on the first attempt, $501.30 with one reset. The median 100K futures challenge costs $191.40 in the first month.
Lightning vs Finotive Futures’s other plans
About Finotive Futures: founded in 2024 in the UK, 4 challenges across futures, Trustpilot 4.0 from 980 reviews (their data), not available in Vietnam.
Other sizes of Lightning
Similar 100K futures challenges
Other firms, closest in first-month cost.| ☐ compare firm · ★ Trustpilot | Code · buyaffiliate links | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| LT | $100K 1-step | $239.00$119.50 monthly | $6,000 | $2,400 | $5,000 | EOD trailing | 1:0.83 | $149 | 6 | 60 | 40% | None | 90% | $5,000 | $268.50 incl. $149 activation | Buy | |
| TT | $100K 1-step | $159.00$127.20 monthly | $6,000 | $2,000 | $4,000 | EOD trailing | 1:0.67 | $149 | 6 | 60 | 40% | 30% | 90% | $5,000 | $276.20 incl. $149 activation | Buy | |
| T | $100K 1-step | $229.00$137.40 monthly | $6,000 | None | $4,000 | EOD trailing | 1:0.67 | $130 | 8 | 80 | 50% | 20% | 90% | $3,000 | $267.40 incl. $130 activation | Buy | |
| TF | $100K 1-step | $179.00$161.10 monthly | $6,000 | None | $4,000 | Intraday trailing | 1:0.67 | $130 | 12 | 120 | 50% | 20% | 80% | $3,000 | $291.10 incl. $130 activation | Buy | |
| BG | $100K 1-step | $239.00$167.30 monthly | $3,000 | $2,400 | $2,000 | Static | 1:0.67 | $130 | 8 | 80 | 50% | 20% | 80% | $3,000 | $297.30 incl. $130 activation | Buy | |
| F | $100K Instant | $349.00$261.75 one-time | — | $2,400 | $4,000 | EOD trailing | — | $0 | 8 | 80 | 50% | 30% | 90% | $3,000 | $261.75 | Buy |