✓Data verified 8 Oct 2026 · Last updated 8 Oct 2026 · Methodology
◇ Forex & CFD
FTMO vs Instant Funding: Which Forex Eval Is Cheaper?
FTMO is cheaper in the first month at 100K: $319.00 vs $327.20 with our codes. FTMO gives more room per dollar of target (PT:DD 1:1.60). On Trustpilot, FTMO scores higher (4.8 from 38,200 reviews), which is Trustpilot’s data, not ours. FTMO uses static drawdown with a 80% split and no activation fee; Instant Funding uses eod drawdown with a 90% split and no activation fee.
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Compare at◆ marks the better value for traders
| F | IF | ||
|---|---|---|---|
| Cost | |||
| Price with code | ◆$319.00one-time | $327.20one-time | |
| Original price | $319.00 | $409.00 | |
| First month | ◆$319.00 | $327.20 | |
| Activation fee | $0 | $0 | |
| Reset | ◆$289.00 | $369.00 | |
| Rules | |||
| Plan | 3-Step · 3-step | Swing 2-Step · 2-step | |
| Profit target | 5% | 5% | 5%$5,000 | $5,000 | $5,000 | 10% | 5%$10,000 | $5,000 | |
| Daily loss | 5%$5,000 | 5%$5,000 | |
| Max loss | 8%$8,000 | ◆10%$10,000 | |
| Drawdown | Static | EOD | |
| PT:DD | ◆1:1.60 | 1:1.00 | |
| News trading | Yes | Yes | |
| EAs | Yes | Yes | |
| Weekend holding | Yes | Yes | |
| Refundable fee | Yes | Yes | |
| Leverage | 1:100 | 1:30 | |
| Payouts | |||
| Profit split | 80% | ◆90% | |
| Frequency | Within 24 hours of request, any day | First payout after 21 days, then every 14 days | |
| Min payout | $150 | ◆$50 | |
| Platforms | |||
| Platforms | MT5, cTrader, DXtrade | MT5, Match-Trader | |
| Reputation | |||
| TrustScore (Trustpilot) | ◆4.8 | 4.1 | |
| Trustpilot reviews | ◆38,200 | 1,630 | |
| Years operating | ◆11 yr | 3 yr | |
| Headquarters | CZ | GB | |
Which one fits you?
Pick FTMO if you want the lower first-month cost ($319.00), more room per dollar of target (PT:DD 1:1.60), a static drawdown and cTrader and DXtrade.
Pick Instant Funding if you want a higher split (90%), an eod drawdown, Match-Trader and the bigger code (20% off).
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