Instant Funding Swing 2-Step $100K Challenge
2-step · Forex & CFD · one-time billing
Instant Funding’s Swing 2-Step 100K is a 2-step forex & CFD evaluation that costs $327.20 with code ES20 ($409.00 without), billed one-time. To pass you need 10% then 5% profit across 2 phases. The max loss is 10% ($10,000), eod, with a 5% daily loss limit. There is no activation fee after you pass. The first month comes to $327.20, the 12th cheapest of the 57 100K forex & CFD challenges we track. Funded accounts get a 90% split, and the payout rule is: first payout after 21 days, then every 14 days.
Rule sheet
From Instant Funding’s terms, verified 8 Oct 2026.Cost breakdown
With and without our code.| Without code | With code ES20 | |
|---|---|---|
| Evaluation fee | $409.00 | $327.20 |
| Discount | — | −$81.80 (20%) |
| Activation fee | $0 | $0 |
| Reset fee | $369.00 | $369.00 |
| First-month cost | $409.00 | $327.20 |
How the Swing 2-Step 100K compares
Against the 57 100K forex & CFD challenges we track, the 10% profit target is higher than the median (8%), the 10% max loss gives more room than the median (8%), and PT:DD is 1:1.00 against a median of 1:1.00. The 90% split is above the median of 85%.
What it costs to get funded: $327.20 if you pass on the first attempt, $696.20 with one reset. The median 100K forex & CFD challenge costs $369.67 in the first month.
Swing 2-Step vs Instant Funding’s other plans
Compared with Instant Funding’s other 100K plan:
- Pro 2-Step: $335.20 first month (vs $327.20), static drawdown instead of eod, 8% + 5% targets instead of 10% + 5%, 8% max loss instead of 10%, 80% split instead of 90%.
About Instant Funding: founded in 2023 in the UK, 12 challenges across forex & cfd, Trustpilot 4.1 from 1,630 reviews (their data), not available in Pakistan.
Other sizes of Swing 2-Step
Similar 100K forex & CFD challenges
Other firms, same 2-step format and eod drawdown, closest in first-month cost.| ☐ compare firm · ★ Trustpilot | Code · buyaffiliate links | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GF | $100K 2-step | $489.00$342.30 one-time | 10% | 5% $10,000 | $5,000 | 4% $4,000 | 10% $10,000 | EOD | 90% | MT5MTR+1 | 1:30 | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | $342.30 | Buy | |
| AC | $100K 2-step | $409.00$347.65 one-time | 8% | 4% $8,000 | $4,000 | 5% $5,000 | 8% $8,000 | EOD | 90% | MT5DXT+1 | 1:100 | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | $347.65 | Buy | |
| GF | $100K 2-step | $499.00$349.30 one-time | 8% | 4% $8,000 | $4,000 | 5% $5,000 | 10% $10,000 | EOD | 80% | MT5MTR+1 | 1:30 | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | $349.30 | Buy | |
| FT | $100K 2-step | $449.00$359.20 one-time | 10% | 5% $10,000 | $5,000 | 5% $5,000 | 10% $10,000 | EOD | 80% | cTTL | 1:100 | ✕ No | ✕ No | ✕ No | ✓ Yes | $359.20 | Buy | |
| HT | $100K 2-step | $429.00$364.65 one-time | 8% | 4% $8,000 | $4,000 | 5% $5,000 | 10% $10,000 | EOD | 90% | MT5 | 1:50 | ✓ Yes | ✕ No | ✓ Yes | ✕ No | $364.65 | Buy | |
| B | $100K 2-step | €419.00€335.20 ≈ $365.37 · one-time | 8% | 4% $8,000 | $4,000 | 5% $5,000 | 10% $10,000 | EOD | 90% | cTDXT+1 | 1:50 | ◐ Restricted | ✓ Yes | ✓ Yes | ✓ Yes | $365.37 | Buy |