Top One Trader 3-Step $100K Challenge
3-step · Forex & CFD · one-time billing
Top One Trader’s 3-Step 100K is a 3-step forex & CFD evaluation that costs $279.30 with code EVALSAVER ($399.00 without), billed one-time. To pass you need 5% then 5% then 5% profit across 3 phases. The max loss is 8% ($8,000), static, with a 5% daily loss limit. There is no activation fee after you pass. The first month comes to $279.30, the 4th cheapest of the 57 100K forex & CFD challenges we track. Funded accounts get a 90% split, and the payout rule is: within 24 hours of request, any day.
Rule sheet
From Top One Trader’s terms, verified 8 Oct 2026.Cost breakdown
With and without our code.| Without code | With code EVALSAVER | |
|---|---|---|
| Evaluation fee | $399.00 | $279.30 |
| Discount | — | −$119.70 (30%) |
| Activation fee | $0 | $0 |
| Reset fee | $359.00 | $359.00 |
| First-month cost | $399.00 | $279.30 |
How the 3-Step 100K compares
Against the 57 100K forex & CFD challenges we track, the 5% profit target is lower than the median (8%), the 8% max loss matches the median (8%), and PT:DD is 1:1.60 against a median of 1:1.00. The 90% split is above the median of 85%.
What it costs to get funded: $279.30 if you pass on the first attempt, $638.30 with one reset. The median 100K forex & CFD challenge costs $369.67 in the first month.
3-Step vs Top One Trader’s other plans
About Top One Trader: founded in 2023 in the US, 6 challenges across forex & cfd, Trustpilot 4.3 from 1,420 reviews (their data), no country restrictions listed.
Other sizes of 3-Step
Similar 100K forex & CFD challenges
Other firms, same 3-step format and static drawdown, closest in first-month cost.| ☐ compare firm · ★ Trustpilot | Code · buyaffiliate links | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TF | $100K 3-step | $339.00$237.30 one-time | 5% | 5% | 5% $5,000 | $5,000 | $5,000 | 4% $4,000 | 10% $10,000 | Static | 80% | MT5TL | 1:100 | ◐ Restricted | ✓ Yes | ✓ Yes | ✓ Yes | $237.30 | Buy | |
| A | $100K 3-step | $359.00$251.30 one-time | 5% | 5% | 5% $5,000 | $5,000 | $5,000 | 5% $5,000 | 10% $10,000 | Static | 90% | MT5MTR+1 | 1:30 | ✕ No | ✓ Yes | ✓ Yes | ✓ Yes | $251.30 | Buy | |
| AF | $100K 3-step | $379.00$284.25 one-time | 5% | 5% | 5% $5,000 | $5,000 | $5,000 | 5% $5,000 | 8% $8,000 | Static | 85% | MT5MTR | 1:50 | ◐ Restricted | ✓ Yes | ✕ No | ✓ Yes | $284.25 | Buy | |
| BF | $100K 3-step | $389.00$291.75 one-time | 5% | 5% | 5% $5,000 | $5,000 | $5,000 | 5% $5,000 | 8% $8,000 | Static | 85% | MTRTL | 1:100 | ✓ Yes | ✕ No | ✕ No | ✓ Yes | $291.75 | Buy | |
| FT | $100K 3-step | $369.00$313.65 one-time | 5% | 5% | 5% $5,000 | $5,000 | $5,000 | 4% $4,000 | 8% $8,000 | Static | 80% | MT5MTR+1 | 1:30 | ◐ Restricted | ✓ Yes | ✓ Yes | ✕ No | $313.65 | Buy | |
| F | $100K 3-step | $319.00 one-time | 5% | 5% | 5% $5,000 | $5,000 | $5,000 | 5% $5,000 | 8% $8,000 | Static | 80% | MT5cT+1 | 1:100 | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | $319.00 | No active code Buy |