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✓Data verified 8 Oct 2026 · Last updated 8 Oct 2026 · Methodology

Top One Trader 3-Step $25K Challenge

3-step · Forex & CFD · one-time billing

Top One Trader’s 3-Step 25K is a 3-step forex & CFD evaluation that costs $83.30 with code EVALSAVER ($119.00 without), billed one-time. To pass you need 5% then 5% then 5% profit across 3 phases. The max loss is 8% ($2,000), static, with a 5% daily loss limit. There is no activation fee after you pass. The first month comes to $83.30, the 4th cheapest of the 57 25K forex & CFD challenges we track. Funded accounts get a 90% split, and the payout rule is: within 24 hours of request, any day.

HQ USFounded 2023 · 3 yrPlatforms MT5, Match-Trader
Full Top One Trader review →
$119.00$83.30one-time First month$83.30no activation fee
Discount code · this challenge saves $35.70 on 25K 3-Step ✓ Biggest Top One Trader discount we’ve found. Found a bigger one? Tell us → Visit Top One Trader ↗ ✓ Data verified 8 Oct 2026 · Affiliate link: we may earn a commission, at no extra cost to you. Disclosure

Rule sheet

From Top One Trader’s terms, verified 8 Oct 2026.
Targets & limits
Account size $25K · 3-step
Profit target 5% | 5% | 5% · $1,250 | $1,250 | $1,250
Daily loss 5% · $1,250
Max loss 8% · $2,000
Drawdown type Static
PT:DD 1:1.60
Trading rules
Leverage 1:100
Min trading days None
News trading Yes
EAs Yes
Weekend holding Yes
Platforms MT5, Match-Trader
Payouts
Profit split 90%
Frequency Within 24 hours of request, any day
Min payout $50
Payout method Bank, crypto, Rise

Cost breakdown

With and without our code.
Without codeWith code EVALSAVER
Evaluation fee $119.00 $83.30
Discount — −$35.70 (30%)
Activation fee $0 $0
Reset fee $109.00 $109.00
First-month cost $119.00 $83.30

How the 3-Step 25K compares

Against the 57 25K forex & CFD challenges we track, the 5% profit target is lower than the median (8%), the 8% max loss matches the median (8%), and PT:DD is 1:1.60 against a median of 1:1.00. The 90% split is above the median of 85%.

What it costs to get funded: $83.30 if you pass on the first attempt, $192.30 with one reset. The median 25K forex & CFD challenge costs $112.49 in the first month.

3-Step vs Top One Trader’s other plans

About Top One Trader: founded in 2023 in the US, 6 challenges across forex & cfd, Trustpilot 4.3 from 1,420 reviews (their data), no country restrictions listed.

Other sizes of 3-Step

SizePriceWith codeFirst month
$5K $29.00 $20.30 $20.30 View →
$10K $59.00 $41.30 $41.30 View →
$25K $119.00 $83.30 $83.30 Viewing
$50K $219.00 $153.30 $153.30 View →
$100K $399.00 $279.30 $279.30 View →
$200K $719.00 $503.30 $503.30 View →

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6 shown First month = price with code + activation fee · Methodology · Disclosure
Profit target5% | 5% | 5%Daily loss4%Max loss10%DrawdownStaticNewsRestrictedFirst month$69.30
Buy
Profit target5% | 5% | 5%Daily loss5%Max loss10%DrawdownStaticNewsYesFirst month$69.30
Buy
Profit target5% | 5% | 5%Daily loss5%Max loss10%DrawdownStaticNewsNoFirst month$76.30
Buy
Profit target5% | 5% | 5%Daily loss5%Max loss8%DrawdownStaticNewsRestrictedFirst month$89.25
Buy
Profit target5% | 5% | 5%Daily loss5%Max loss8%DrawdownStaticNewsYesFirst month$89.25
Buy
Profit target5% | 5% | 5%Daily loss4%Max loss8%DrawdownStaticNewsRestrictedFirst month$92.65
Buy

Country availability

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Restricted countries (plus sanctioned jurisdictions)
No restrictions listed